wrecking my car?? HI there. I was in a bad car accident a couple of days ago where a male driver failed to give way at a give way intersection. He claimed it was our fault but the police issued him with a failing to give way notice and the responsibility of the accident. My car may be written of as a total loss and i was wondering my car was a 2006 Hyundai Getz bought in January 07. I paid all up $15,000 but i would be lucky to crack $10,000 if it's written off (very lucky) Can i sue either him or his insurance company for the difference?? The car is under finance. I am not sure what to do if it's irreparable?
Why should i be out of pocket for something that wasn't my fault? I feel if a car is a total loss and you are not at fault the other insurance company should replace the car as it was b4 the accident. Or give the amount you paid for it all up esp if it's still under finance! Any advice would greatly help to ease my mind.
Thank you.
Yes we did exchange info at the scene and the police took pictures and all that. No one was badly hurt. I only ask all this prematurely because my car is my work and if i have no car i don't work which equals no money to live. I have a car from the repairer but if mine is written off i need to take it back ASAP (their policy) I know i may get a car through my insurance or his but usually it's only for a limited amount of time (they will only pay for so much) and if i have to get another car, that could exceed what they will allow me and due to my finances i will have to hunt around.